Infobroker provides credit risk reports to multiple countries, such as Denmark. Their reports are not automatically generated and take days to be provided (they offer normal, express and flash service, faster services with extra cost).
Their report includes the relevant information to support credit decisions.
The first page of the report shows general company information and basic credit summary, including e.g. credit rating and limit. The credit rating is covered in the ‘Credit opinion’ section.
Company history and board of directors are also covered in the report. Company history consists of significant events in the company’s history, such as different registration dates and changes in management.
The relevant financial ratios, share capital, mortgages, and property ownership is shown. After these financial information, payment complaints, claims and such are covered. The information includes the amount, creditor, type of the claim, and the date. Payment behavior of the company is covered next.
Payment behavior information includes the number of invoices, the share of delayed payments and the total amount as well as average delays for the company and the country. The most recent inquiries are listed below the behavior information. Next, the report provides income statement and balance sheet.
Overall, the report is quite comprehensive and easy-to-read. Thus, it gives a thorough picture of the company’s credit risk.